Posted : Apr. 01, 2013
By WILSON RING
Associated Press                  
MONTPELIER, Vt. (AP) - Vermonters who plan to seek health insurance through 
the federal Affordable Care Act can now begin to make choices about the coverage 
they want.
On Monday, the state posted the rates that could be charged for small 
business owners and individuals through the state's health care marketplace for 
various levels of coverage.
The rates, which are subject to review by regulators, range from about $1,700 
a month for platinum coverage for a family to an average of $745 a month for 
catastrophic care, but those figures don't take into account health care 
subsidies that would reduce the rates significantly.
The state's marketplace, to be known as Vermont Health Connect, is due to be 
up and running by Oct. 1 with coverage to start Jan. 1.
THIS IS A BREAKING NEWS UPDATE. Check back soon for further information. AP's 
earlier story is below.
Vermont is poised to become the first state in the country to let people 
without health insurance see how much they will have to pay to get coverage 
through the federal Affordable Care Act next year.
On Monday, the state is going to post the proposed rates to be offered 
through the state's health insurance marketplace for various levels of coverage. 
They're the rates that would be charged by the two health insurance companies 
working with the state to provide insurance for small businesses and individuals 
and families who don't have access to other insurance.
In one sense, the posting of the rates will be purely symbolic, but it's a 
process that is due to repeated in every state, in one form or another, by the 
end of the year, said Andy Hyman, a senior program officer at the Robert Wood 
Johnson Foundation, who follows health care changes.
"This crystalizes the reality of health reform because people are now going 
to be able to see it in a much more tangible way, and that has been a challenge 
since the day the president signed the legislation" in 2010, said Hyman.
"It had been much more in theory and with each milestone, and this is a big 
milestone, people will get a more clear glimpse of the reality of it and begin 
to see the benefits of it," Hyman said. "In some ways, you could say Monday is 
the first day."
The marketplaces, known as exchanges, are 1 of the signatures of the health 
care overhaul. The state's exchange, to be known as Vermont Health Connect, is 
due to be up and running by Oct. 1. Vermonters who work in places with 50 or 
fewer employees and individuals and families that don't get employer-sponsored 
health insurance will be invited to sign up for insurance coverage effective 
Jan. 1. All the plans will offer basic services such as checkups, emergency 
care, mental health services and prescriptions.
By the end of the year, people across the country without traditional health 
insurance will be able to sign up for coverage through state-sponsored exchanges 
including Vermont's or, in states that choose not to set up their own exchange, 
through one set up by the federal government.
While states that fought the federal health care overhaul efforts got a lot 
of attention, Vermont embraced it from the outset and hopes to go further. The 
state is in the process of setting up what would become the nation's first 
single payer health care system, due to be implemented in 2017.
The exchange aims to offer easy-to-understand, side-by-side comparisons of 
each plan's costs and benefits.
The rates offered by Blue Cross Blue Shield and MVP Health will be reviewed 
by the Department of Financial Regulation before a final approval by the Green 
Mountain Care Board.
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